When Kourtnee Turner decided to buy her first home, she didn't just pick a city she loved, but a city that would pay her to move there. (1) Turner told Business Insider she strategically relocated from Tulsa, Oklahoma, to Baltimore, Maryland, to stack housing incentives worth over $15,000. She used the Maryland SmartBuy Program, which pays off student loans for local homebuyers, plus a $10,000 first-time homebuyer grant and a $5,000 Trolley Tour Lottery grant through Live Baltimore. For $200,000, Turne ...