Bank holiday today: September 29 is a Reserve Bank of India (RBI) mandated bank holiday for Agartala, Kolkata and Guwahati in observance of Maha Saptami, which is the seventh day of the Durga Puja festival, celebrated in the Hindu month of Ashwin.In fact, all seven days next week are a bank holiday in some part of India, due to religious celebrations, local festivities and national holidays amid Navratri, Durga Puja, Gandhi Jayanti and weekend leaves.Banks across India, including the State Bank of India (SB ...

Bank holidays next week: All seven daydays next week are a bank holiday in some part of India due to religious celebrations, local festivities and national holidays.Banks across India, including the State Bank of India (SBI), remain closed during holidays mandated by the Reserve Bank of India (RBI). These holidays also comprise the second and fourth Saturdays of each month, and all Sundays in the month.Bank holidays next week: September 29-October 5September 29 (Monday) — It is a RBI mandated bank holiday f ...

Bank holiday today: Banks across India, including the State Bank of India (SBI), remain closed during holidays mandated by the Reserve Bank of India (RBI). These holidays also comprise the second and fourth Saturdays of each month, and all Sundays in the month.Thus, in this week, banks will next be closed today and tomorrow during the weekend on September 27 and 28 (fourth Saturday and Sunday), according to the RBI rules.Full bank holiday schedule — September 2025September 18 (Thursday) — All private and pu ...

Bank holiday today: It is the third day of Navratri celebrations today, on September 24. But is it also a bank holiday? The answer is no. Today is not a designated bank holiday.Notably, banks across India, including the State Bank of India (SBI), remain closed during holidays mandated by the Reserve Bank of India (RBI). These holidays also comprise the second and fourth Saturdays of each month, and all Sundays in the month.Thus, in this week, banks will next be closed during the weekend on September 27 and ...

Bank holiday today: While not a pan-India holiday, all public and private banks in Jammu and Srinagar, in the union territory of Jammu & Kashmir, will be closed today, on September 23 (Tuesday).Jammu and Srinagar will celebrate the birthday of Maharaja Hari Singh Ji, the last ruling monarch of Jammu & Kashmir.Notably, banks across India, including the State Bank of India (SBI), remain closed during holidays mandated by the Reserve Bank of India (RBI). These holidays also comprise the second and fourth Satur ...

Bank holidays next week: Banks will be shut for four days next week, including the weekend holidays. In Jaipur, banks will be closed on Monday, while in Jammu and Srinagar, banks will not open on Tuesday.Notably, banks across India, including the State Bank of India (SBI), remain closed during holidays mandated by the Reserve Bank of India (RBI). These holidays also comprise the second and fourth Saturdays of each month, and all Sundays in the month.Thus, in this week, banks will also remain shut during the ...

Bank holiday today: All public and private banks in Shillong will be closed today, on September 18 due to Unitarian Anniversary Day celebrations.Unitarian Anniversary Day is primarily celebrated in Meghalaya in the honour of the founding of the Unitarian Church in 1887 by Hajjom Kissor Singh. This year (2025), marks the 128th anniversary of the birth of Khasi Unitarianism which is celebrated by gatherings and special services to commemorate the church's legacy.Notably, banks across India, including the Stat ...

Bank holiday today, on September 17: Today is Vishwakarma Puja, and many must be wondering if this means that banks in India will be closed on the occasion.The answer is no. As per the Reserve Bank of India's official list of bank holidays in India for 2025, today is not a bank holiday. In fact, The RBI has listed only two holidays for public and private banks in the week of September 15-21, 2025, due to a regional observance.Notably, banks across India, including the State Bank of India (SBI), remain close ...

核心观点 - Multitude Capital Oyj作为Multitude AG全资子公司 主要作为集团融资工具 通过发行债券支持集团流动性 2025年上半年实现净利息收入61.4万欧元 税前利润49.5万欧元 经营现金流168.3万欧元 [1][3][6] 财务表现 - 净利息收入61.4万欧元 较2024年同期的亏损6.4万欧元显著改善 主要来自母公司贷款利息收入 [2][4] - 税前利润49.5万欧元 相比2024年同期亏损14.1万欧元实现扭亏为盈 [2] - 经营现金流168.3万欧元 较2024年同期的51.8万欧元增长225% [2] 资产负债状况 - 总资产7690万欧元 较2024年末7470万欧元增长3% 主要构成是对母公司贷款 [5] - 总负债7640万欧元 较2024年末7460万欧元增长2% 主要由已发行债务证券推动 [5] 融资活动 - 成功发行1亿欧元高级无担保债券 票面利率为3个月EURIBOR加675基点 属于1.5亿欧元债券计划的一部分 [3] - 债券在法兰克福证券交易所和斯德哥尔摩纳斯达克双重上市 获得投资者良好反响 [3] 公司背景 - Multitude AG是欧洲上市金融科技公司 提供数字借贷和在线银行服务 2024年营业额2.64亿欧元 [7] - 业务单元包括消费者银行(Ferratum) 中小企业银行(CapitalBox)和批发银行(Multitude Bank) [7] - 集团在25个国家拥有700多名员工 服务覆盖17个国家 [7]

核心观点 - 两家金融科技公司SoFi Technologies和Remitly Global未来五年市值将超过Upstart Holdings [2] - SoFi Technologies凭借规模优势和生态系统战略实现快速增长 [3][4][5] - Remitly Global在汇款服务市场持续扩大份额并改善盈利能力 [7][8][11][12] - Upstart Holdings面临盈利挑战和估值压力 [13][14][15] SoFi Technologies分析 - 市值达250亿美元 市盈率46倍 [5] - 上季度客户总数达1175万 自2021年以来复合年增长率51% [3] - 季度收入增长44%至8.55亿美元 净利润同比增长479%至近1亿美元 [3][4] - 提供储蓄账户、个人贷款、信用卡和投资等一站式金融服务 [4] Remitly Global分析 - 市值33亿美元 专注汇款服务市场 [7][8] - 上季度收入增长34%至3.34亿美元 净利润1100万美元 [11] - 年化收入规模达13.56亿美元 固定成本低且单位经济效益良好 [11][12] - 计划整合稳定币功能以增强平台资金处理能力 [10] Upstart Holdings现状 - 当前市值约80亿美元 较历史高点下跌超90% [1][2] - 2025年预计净利润仅3500万美元 远期市盈率超100倍 [14] - 贷款技术平台面临高企的客户支持、技术开发和营销成本 [14] - 在个人贷款领域仍属小众玩家 未能有效颠覆传统定价机制 [15]