Best credit card sign-up bonuses for 2025 Learn more Chase Freedom Unlimited® Best for no annual fee Annual fee $0 Welcome offer Earn a $200 bonus after you spend $500 in your first 3 months Rewards rate Enjoy 5% cash back on travel purchased through Chase Travel℠3% cash back on drugstore purchases and dining at restaurants (includes takeout and eligible delivery service)1.5% on all other purchases Why we like it: The Chase Freedom Unlimited is a heavy-hitter rewards earner and 0% intro APR card, all ...

Spending patterns often change throughout the year, so being able to adjust your reward categories to reflect your priorities is a massive benefit. The Bank of America® Customized Cash Rewards credit card allows you to pick a 3% cash back category monthly while earning up to 2% cash back at grocery stores and wholesale clubs. While this card is light on benefits, it has no annual fee and includes an intro APR offer to help you save on interest. Learn more about this Bank of America credit card and how to m ...

To say that credit cards are popular is an understatement. The overwhelming majority of Americans — 82% — have at least one credit card, though millions of people juggle multiple cards. According to Experian, Americans have an average of 3.84 cards and an average credit card balance of $6,365 per person as of 2023. But when were credit cards invented? Credit cards have a lengthy history, and they've changed quite a bit since their introduction in the early 1900s. When were credit cards invented? A timel ...