Spending patterns often change throughout the year, so being able to adjust your reward categories to reflect your priorities is a massive benefit. The Bank of America® Customized Cash Rewards credit card allows you to pick a 3% cash back category monthly while earning up to 2% cash back at grocery stores and wholesale clubs. While this card is light on benefits, it has no annual fee and includes an intro APR offer to help you save on interest. Learn more about this Bank of America credit card and how to m ...