Rewards credit cards allow you to get more value out of your everyday spending, and in some cases, they can also offer a suite of travel and lifestyle perks. That said, some of the best credit cards charge annual fees, some of which can climb into the hundreds of dollars. So when is a credit card annual fee worth it? Ultimately, it depends on whether you can get enough value from the card to offset that yearly cost. But even then, it's still a good idea to research and compare multiple credit card options ...

If you use a rewards credit card, you're more like a millionaire than you may think. Although most adults have credit cards, millionaires are even more likely to use them. According to the Federal Reserve, almost all adults with incomes over $100,000 have a credit card in their name. But if millionaires are so wealthy, why do they rely on credit? Credit cards provide plenty of benefits, even for the super-wealthy. However, you don’t need a seven-figure net worth to take advantage of those benefits. Dig de ...