Best credit card sign-up bonuses for 2025 Learn more Chase Freedom Unlimited® Best for no annual fee Annual fee $0 Welcome offer Earn a $200 bonus after you spend $500 in your first 3 months Rewards rate Enjoy 5% cash back on travel purchased through Chase Travel℠3% cash back on drugstore purchases and dining at restaurants (includes takeout and eligible delivery service)1.5% on all other purchases Why we like it: The Chase Freedom Unlimited is a heavy-hitter rewards earner and 0% intro APR card, all ...

While 2024 gave many credit cardholders the opportunity to earn incredible rewards or cash in for big travel plans, they also faced rising debt balances and an ever-changing interest rate environment. As we approach 2025, there’s still uncertainty about what the future holds — new policies could affect the current state of card fees and rewards programs, interest rates will continue to change, and the value of benefits is constantly evolving. Here are a few trends and predictions we’re looking for in the ...

It’s not just you; going out to eat is more expensive these days. Whether you’re trying a new date night spot or just picking up drive-thru fast food, menu prices are on the rise. The cost of buying food away from home has increased for Americans by more than 4% over just the past 12 months, according to the latest Consumer Price Index. In the 12 months before that, it increased by a whopping 8.6% (not seasonally adjusted). One way to offset rising food costs is with a rewards credit card. Some dining r ...

Best grocery credit cards for 2025 Learn more Blue Cash Preferred® Card from American Express Best overall 費率及收費, 受條款約束Annual fee $0 intro annual fee for the first year, then $95. Welcome offer Earn a $250 statement credit after spending $3,000 in eligible purchases in the first 6 months Card type(s) Cash-back, Rewards Introductory Purchases APR 0% on purchases for 12 months Ongoing Purchases APR 19.99%-28.99% Variable Introductory Balance Transfer APR 0% on balance transfers for 12 months Ongoing Balan ...

Using the right credit card to book your flight is an excellent way to get the best return on big airfare purchases. Airline credit cards can also provide high-quality perks, such as free checked bags and airport lounge access. However, general travel cards might make more sense if you aren’t loyal to a specific airline. Best airline credit cards for 2025 Learn more Chase Sapphire Preferred® Card Best for Chase Ultimate Rewards points Annual fee $95 Welcome offer Earn 75,000 bonus points after spending ...

If you’re a credit card rewards-seeker, you might already know just how coveted some American Express benefits and perks can be. (Centurion card? If you know, you know.) There is a range of American Express cards for different financial goals, whether you’re looking for cash back, travel rewards, an Amex credit card with an introductory 0% APR, or anything in between. Best American Express credit cards for 2025 Learn more Blue Cash Everyday® Card from American Express Best Amex credit card for no annual ...

To say that credit cards are popular is an understatement. The overwhelming majority of Americans — 82% — have at least one credit card, though millions of people juggle multiple cards. According to Experian, Americans have an average of 3.84 cards and an average credit card balance of $6,365 per person as of 2023. But when were credit cards invented? Credit cards have a lengthy history, and they've changed quite a bit since their introduction in the early 1900s. When were credit cards invented? A timel ...

It’s no secret that travel credit cards carry some of the most enticing rewards offers available today. Maybe you’ve already seen the potential value yourself — a friend who used a 100,000-point sign-up bonus to fund their international vacation or that targeted card offer in your mailbox boasting multiple free hotel nights each year. But for many people, travel rewards can also feel overwhelming. With complex rewards structures, high annual fees, and other restrictions, it can be difficult to jump into t ...

If you’re a frequent traveler who wants to level up your luxury, the recently updated Platinum Card® from American Express could help you accomplish this goal. This premium travel card offers a number of travel perks, including annual credits, airport lounge access, and exclusive hotel benefits. But luxury isn’t cheap, and the card comes with a pricey annual fee. Despite this, the Amex Platinum may still be worth it if you can maximize its many benefits. Here’s everything you need to know about the card ...

Whether your credit card has expired or you’ve decided to cancel to avoid paying an annual fee, you need to know the proper way to get rid of it. You don’t want that credit card information (even if outdated) falling into the wrong hands. The best practice is to destroy that old card. But what if you have one of those fancy travel credit cards, the type that’s made out of metal? A standard paper shredder won’t get the job done. Thankfully, you’ve got a few options that are nearly as effortless for destroy ...