2021 Getty Images / Getty Images News via Getty Images Key Points Daily $7 coffee costs $2,520 annually and $100,800 over 40 years. Investing $100 monthly in a Roth IRA over 40 years could grow to $1M. 38% of U.S. adults are willing to go into debt for dining out or entertainment. Have You read The New Report Shaking Up Retirement Plans? Americans are answering three questions and many are realizing they can retire earlier than expected. “If you waste money on coffee, it’s like ‘peeing $1 milli ...