Most seniors don’t realize there’s a clever financial maneuver that can shrink their tax bill in a big way. In fact, if you’re over a certain age, filing jointly with your partner, and meet the right conditions, you could earn as much as $141,900 tax-free in 2025. The strategy is called tax gain harvesting, and it could reshape your retirement plan. Must Read Tax gain harvesting Much like tax-loss harvesting, tax gain harvesting involves selling your assets strategically to lock in gains at lower tax r ...

Most people know they should be investing, but far fewer realize that taxes can quietly eat into their long-term returns. Even if your portfolio is growing on paper, a poor tax strategy could mean you’re actually losing money every year. Learn More: Here’s Why Bitcoin Can Act Like ‘Digital Gold’ in Your Portfolio, Says Investing Expert Find Out: 3 Advanced Investing Moves Experts Use to Minimize Taxes and Help Boost Returns From tax-loss harvesting to asset location and tax-smart withdrawals, there are si ...