During a Cabinet meeting in early December, Trump called affordability a Democratic “scam” and “a con job” (4). But as affordability concerns mount, Republicans are growing anxious about next year’s midterm elections (5). And, before she decided to resign from Congress, Marjorie Taylor Greene accused the current administration of “infuriating people” by “gaslighting” them on affordability (6).Affordability has become a hot topic in the U.S., one that helped propel Zohran Mamdani to victory in the New York m ...

文章核心观点 - 美国人对财富的定义已从单纯的高收入转变为更个人化、灵活化的财务目标，例如消除债务和获得财务安全感[2] - 仅有23%的美国人认为年收入达到或超过10万美元意味着富裕[1] - 财富的首要标志是实现生活舒适且无需担忧财务状况，这是大多数受访者的共识[1][4] 财富观念转变 - 过去六位数收入是财务改善和致富的主要基准，但现在这一观念发生显著变化[1] - 当前人们更强调消除债务和获得财务安全感等目标，而非特定收入数字[2] - 超过70%的美国人将金钱视为生活中的主要压力来源，许多人因此削减了旅行、家居改善和服装等领域的开支[4] 财务安全感的收入门槛 - 约一半美国成年人认为年收入达到10万美元足以使其获得财务安全感[6] - 25%的受访者表示需要至少15万美元的年收入才能感到财务安全[7] - 另有16%的受访者认为需要至少20万美元的年收入才能实现财务安全感[7]