Many retirees dream of updating their homes. It could be a new kitchen, an updated master bathroom or energy-efficient windows. Instinct has us wanting to pay cash and avoid debt. But here’s the problem. Tying up too much money in a renovation can leave you short on liquidity for emergencies, healthcare costs or everyday expenses. That cash could be working harder for you elsewhere. Learn More: I Help People Retire Every Day — Here’s the Most Common Retirement Mistake People Make Check Out: 10 Unreliable ...