While many investors are still chasing the tech rally, especially following the Fed’s rate cut.  Lower interest rates tend to boost spending and lending, especially in artificial intelligence (AI), accelerating the competitive race that is already reshaping the industry. But there is a less obvious sector may deliver outsized returns: consumer discretionary, especially where lending and installment payments intersect.  Affirm TodayAFRMAffirm$76.96 -0.98 (-1.26%) 52-Week Range$30.90▼$100.00P/E Ratio590.02Pr ...