Nearly 1 in 4 middle-class Americans haven’t saved a dime for retirement, and the reasons why reveal deeper financial stress. Learn More: 10 Bills That Drain Your Retirement Savings — and How To Cancel Them Read Next: 6 Hybrid Vehicles To Stay Away From in Retirement A recent TruStage survey of Americans with a household income of $55,000 to $160,000 found that 22% have not started saving for their golden years — and they cite three major obstacles as the reasons why middle-class Americans are not saving. ...