Best student credit cards for 2025 Learn more Discover it® Student Cash Back Best overall Annual fee $0 Welcome offer Discover will automatically match all the cash back you’ve earned at the end of your first year, with no minimum spending requirement or maximum rewards cap Introductory APR 0% intro APR on new purchases for the first 6 months and 10.99% intro APR on balance transfers for 6 months from date of first transfer (17.24% - 26.24% variable APR after that) Rewards rate 5% cash back in rotating ...