Last year was a good one for many regional banks. While the State Street SPDR S&P Regional Banking ETF ( KRE ) managed a low double-digit return when dividends are included, many individual banks that are tooI have been involved in the financial world for over 20 years with experience as an advisor, teacher, and writer. I am a full believer in the free-market system and that financial markets are efficient with most stocks reflecting their real current value. The best opportunities for profits on individual ...