Find out how much you could earn with today’s money market account rates. The Federal Reserve cut its target rate three times in 2024 and three times in 2025. So deposit rates — including money market account (MMA) rates — have been steadily declining. It’s more important than ever to compare MMA rates and ensure you earn as much as possible on your balance. Overview of money market account rates today The national average money market account rate stands at 0.58%, according to the FDIC. Even so, some o ...