Sodel Vladyslav / Shutterstock.com Quick Read BITO has dropped 52% year-to-date while Bitcoin fell only 25% from its November peak due to futures contango costs. The fund’s futures-based structure creates persistent underperformance. Rolling costs can exceed 10% annually. IBIT holds actual Bitcoin with a 0.25% fee versus BITO’s 0.95% and has attracted $67.6B in assets. A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality. ...