24/7 Wall St. Quick Read BIZD uses total return swaps for 34% of its portfolio, creating synthetic leverage that amplifies both gains and losses. The fund’s top four holdings represent roughly 67% of assets, creating concentrated exposure to a handful of large BDCs. BIZD is down 8% year-to-date versus a 17% gain for the S&P 500 despite its 12% yield. A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality. Read more here. ...