All right, folks. Heading into 2026, all eyes on the Federal Reserve, which came to the rescue this year. I mean, despite a whole lot of internal opposition, but right now, a few expect the Fed to cut. Certainly in January, the betting markets at just 87% that rates will remain unchanged. But my next guest is modeling for four cuts next year, 100 basis points. And by the way, in the first half of 2026, let's bring in QI Research CEO and chief strategist Daniel D. Martino Booth. You got to walk us through th ...