The top five mortgage lenders this week all moved their rates slightly lower, now leading the field with rates in the sub-6% range, according to a survey conducted by Yahoo Finance. Lenders were ranked by annual percentage rate (APR), which includes lender fees. The mortgage lenders with the best rates: December 29, 2025 Here are the 10 mortgage lenders with the best interest rates this week, as determined by our survey of the lowest mortgage rates on 30-year, fixed-rate conventional loans. The followi ...