Mortgage rates are holding steady, with only minor moves up or down. According to Freddie Mac, the national average 30-year fixed mortgage this week is 6.18%. A year ago, it averaged 6.85%. The 15-year fixed rate is 5.50%. At this time last year, it averaged 6.00%. Current mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 6.10% 20-year fixed: 6.00% 15-year fixed: 5.52% 5/1 ARM: 6.26% 7/1 ARM: 6.26% 30-year VA: 5.62% 15-year VA: 5.31% 5/1 VA: ...