PSU banks are quietly eating private banks’ lunch? Motilal Oswal says HDFC Bank, ICICI Bank, SBI and AU Bank matter most
The Economic Times·2025-12-26 03:52

ICICI Bank, Public sector banks are no longer just holding ground; they are actively taking share. According to Motilal Oswal’s latest note on financials, PSU banks tighten the noose in MSME lendingChannel checks across direct loan selling agents suggest a marked shift in market dynamics. PSU banks are sanctioning MSME and working-capital loans with turnaround times of two to four days, with State Bank of India often completing approvals within 48 hours, including working-capital limits.Banks are increasin ...