With new car prices still far higher than most Americans can pay in cash, car-loan delinquency rates are expected to rise for the fifth straight year in 2026, according to TransUnion’s TRU 2026 consumer-credit forecast, though increases have become progressively smaller. The report estimates that credit-card delinquencies will remain relatively stable, while mortgage delinquencies will tick up due to a modest rise in unemployment.Americans will head into the new year relying on debt more than ever before. O ...