Double or nothing. Advisors grow their business through referral programs that give them access to prospective clients who can bring significant assets to their firms. The programs can be especially pivotal for smaller RIAs. However, Charles Schwab recently raised the entry point for its Schwab Advisor Network, literally doubling it to $500 million. While it was unwelcome news for many advisors hoping to get in, some advisors said the move was inevitable, and will force firms to focus on growing organical ...