Before you retire, you’ll want enough income to comfortably cover your spending needs. But many people aim to retire with more than just the minimum required to maintain their lifestyle — and some even hope to finally enjoy their golden years. If you are a few years away from retirement, paying off debt, saving for unexpected healthcare costs while also staying on track to have an extra $1,400 a month after covering the essentials, that's a pretty good financial position to be in. Must Read That$1,40 ...