Colony Bankcorp (NASDAQ:CBAN – Get Free Report) and Bay Banks of Virginia (OTCMKTS:BAYK – Get Free Report) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, valuation, earnings, analyst recommendations, profitability, risk and dividends. Get Colony Bankcorp alerts: ProfitabilityThis table compares Colony Bankcorp and Bay Banks of Virginia’s net margins, return on equity and return on assets.Net M ...