A medical credit card can provide an alternative method to pay for medical expenses if you can’t cover the cost through insurance and personal funding. However, there are certain factors to consider, such as high interest rates and fees, if you want to use a medical credit card or any type of credit card to pay for medical debt. What is a medical credit card? A medical credit card is a type of credit card that can typically only be used to pay for medical expenses. For example, you might use a medical cr ...