SmartAsset and Yahoo Finance LLC may earn commission or revenue through links in the content below. If you’re in your mid-60s and still working, it may be time to start seriously planning for retirement. That doesn’t mean you need to leave work immediately, but retirement is likely on the horizon. Imagine you’re 65 years old, you have $250,000 in an IRA and expect to receive$3,000 per month from Social Security. Can you retire at age 70? Depending on your personal circumstances and risk tolerance, This ...