It’s time to sit back, relax and enjoy a little joe …Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance.I’ve got another busy weekend ahead of me, so let’s get right to this week’s commentary …The same boiling water that softens the potato hardens the egg. It’s about what you’re made of – not the circumstances.– AnonymousCredits and DebitsDebit: Did you see this? While the debate over the health of the US econo ...