When John, from North Carolina, called into "The Ramsey Show," he revealed that he and his wife were facing nearly $1 million in debt after closing down his business. A mix of loans, IRS taxes, credit cards, and a mortgage left the couple overwhelmed — and worried about their financial future. Dave Ramsey, joined by his daughter and co-host Rachel Cruze, broke down the numbers and offered urgent advice, warning John that the debt was about more than money. Don't Miss: Breaking Down the Debt John explaine ...