The Yahoo Finance View: TD Bank offers a wide range of mortgage products for all types of borrowers and financial goals, and it charges lower mortgage rates than many competitors. However, its 15-state footprint makes it an option for only a small segment of borrowers. TD Bank is a regional bank and lender offering a wide range of mortgage products. It operates in 15 states and Washington, D.C. Borrowers will find several down payment assistance options at TD Bank, with physical branches (in states where ...