All right, so they're coming to the rescue, but my next guest says, "Do not create an investment policy right now that's trying to frontr run the Fed." Joining me now, Bonsson Group managing director, David Bonson. David, you also noted that it's important uh it's an important consideration, right, for the Fed with respect to what they're trying to do with these lower rates. Uh one of the things we're looking at is for you is to unfreeze this housing market, this housing situation.Well, today mortgage appli ...