Key insight: California International, the nation's only Vietnamese-owned bank, has embarked on a turnaround following nearly a decade of losses that totaled more than $10 million.Forward Look: Thanh Pham, CEO of the$75 million-asset bank, has set a goal of reaching $1 billion of assets over the next five years.Expert quote: "If it's not impossible, it's not really a good goal," Pham said. California International Bank in Orange County is having what may be its most profitable year ever. Through June 30, t ...