Jason, a licensed builder, agreed to replace his mother-in-law’s roof for $20,000, after it was damaged in a serious storm. But he didn’t bother to draw up any paperwork to formalize the job. After all, this was family. Must Read He even knew she had filed an insurance claim that would cover most of the bill. But when the work was done, she decided to keep the money — and Jason was left unpaid, with nothing more than a verbal promise to back him up. This scenario isn’t just about shingles and invoices. ...