If you want to access the cash value of the equity you've built up in your home, a cash-out refinance can often be a good tool. Here's our list of the best cash-out refinance lenders that can help you. Best mortgage cash-out refinance lenders: October 2025 A cash-out refi, a useful financial tool Getting a check from the equity in your home may seem like a dream come true. You probably thought you wouldn't see that money until you sold your home. But a cash-out refinance does just that — by replacing ...