FHA loans have helped thousands of families buy their first home. With less stringent credit score requirements, lower down payments, and flexible debt-to-income ratios, they serve as a stepping stone to homeownership. Here are the best FHA loan lenders right now. Read more: Is now a good time to take out an FHA loan? The best FHA lenders of October 2025 Best overall: PNC Bank Why PNC Bank mortgages stand out: PNC Bank offers qualified buyers grants of $10,000 or more, and excels in customer satisfac ...