The Yahoo Finance View: BMO is worth a look if you need to tap your home equity or are looking for a low-down-payment lender. The mortgage lender offers various borrower incentives and types of home loans. BMO (previously BMO Harris) is a mortgage lender operating in the U.S. and Canada, offering a wide range of traditional and specialty mortgage options, including conventional, FHA, home equity, 1%-down, and physician loans. The company offers plenty of borrower incentives, such as rate discounts for ba ...