When I published my previous review of Nu Holdings (NYSE: NU ) in July, it was already clear that this was not a promise for the future but a fully-implemented model with scalability, financial inclusion, andI am an individual investor with over five years of experience in personal investing, holding a PhD in Economics from UCEMA. My investment approach focuses on value companies with solid long-term potential. I share my knowledge with the community by offering analysis to support individual investors. My ...