Key Takeaways PNC projects 1% average loan growth for 3Q25, supporting NII expansion.Management forecasts a 3% sequential NII increase in 3Q25 and 7% growth for the year. Citigroup raised its 2025 NII growth view to 4%, while BAC targets 6-7% NII improvement. The PNC Financial Services Group, Inc.’s (PNC) net interest income (NII) is influenced by the Federal Reserve’s interest rate trajectory. This month, at the end of a two-day FOMC meeting, the central bank kicked off an easing cycle and lowered interest ...