When you’re young, the savings strategy is pretty simple. Create a small emergency fund and put most of your money into equities. Stocks, real estate, crypto, and other investments can grow at a faster rate than the cash in your savings account. Learn More: ‘You’ll Run Out of Money in 20 Years’ — Why Retirees Are Rethinking Their Savings Strategy Consider This: 5 Cities You Need To Consider If You're Retiring in 2025 However, savings strategies change as people get older and their financial situations cha ...