If you got a mortgage in 2020 or 2021, you may have what seems like an unbeatable deal. But falling in love with your mortgage rate could be a bad life decision. On a recent episode of The Ramsey Show, hosts John Deloney and Ken Coleman gave similar advice to Lauren in Detroit, Michigan, who is moving in with her husband after three years of marriage. He rents, while she owns a home with about $100,000 in equity and a 2.875% fixed mortgage rate [1]. Must Read Lauren asked if she should keep the house an ...