For most American families, a first car is a big milestone. It’s a symbol of freedom, independence and parental pride. That’s exactly what Craig and Hannah Blanchard envisioned when they surprised their 16-year-old daughter in February with a silver 2017 Toyota RAV4. They had paid $17,000 in full, tapping a home equity loan to make the moment possible. Photos and videos from that day show their daughter beaming behind the wheel, ready to take on the road. But seven months later, their joy turned into a n ...