For the sake of simplicity, the saver only reported her own income and savings. But she said she shares a retirement strategy with her 50-year-old husband, who also contributes to their joint retirement plan .In addition to her retirement savings, she also has an emergency savings account with $46,500, enough to cover nearly eight months of her current expenses.The saver has$1.3 million saved for retirement, more than 10 times the median adult in her age range. A vast majority of that savings, 80%, is in p ...