The national average FICO score has dropped to 715, a new report from decision managment company Fair Issac Corporation (NYSE: FICO) says. This is down two points from 2024, and marks the second year in a row that credit scores have declined. Amy Crew Cutts, president of economics and policy consulting firm AC Cutts & Associates LLC, says that the drop can be tied to the pandemic. "Since the start of 2020, the US consumer has been on a wild ride economically... Windfall payments landed in consumer bank ...