Key Takeaways The Fed cut rates 25 bps to 4.00-4.25%, boosting prospects for banks like C and WFC.C's NII is projected to rise 4% y/y in 2025, while WFC expects NII of $47.7 billion. C stock has surged 65.1% in a year versus WFC's 50.9%, with C trading at a lower P/E multiple.The financials of both Citigroup, Inc. (C) and Wells Fargo & Company (WFC) are influenced by the Federal Reserve’s interest rate trajectory. Both major banks offer compelling but different opportunities. A relatively lower-rate environ ...