Loan Pricing, AI Marketing, Fee Collection, QC, Borrower Mining Tools; 2Trillionin2025?Non−AgencyMarchesOn“Ijustwon10 in the lottery! The 7-11 clerk wanted to sell me a 10lotteryticketinAtlanta.Isaidno.”Hopefullymostpeoplerealizethatalotteryissimplyataxonpeoplewhodon’tknowmath(giventheoddsofwinning).Buttheamountofequitythathomeownershave,asawhole,isasurething…andstaggering.U.S.homeownersnowholdarecord17.8 trillion in equity, per ICE, includ ...