It's a different story on two loan terms. According to Zillow, the 30-year mortgage rate moved lower by seven basis points to 6.32%, while the 15-year rate is up 12 basis points to 5.70%. "The current environment is opening refinancing opportunities for households that purchased at early highs, offering some affordability relief," Realtor.com senior economist Jiayi Xu said in a statement. Read more: The best mortgage lenders for first-time buyers Today's mortgage rates Here are the current mortgage r ...