XRP is the native token of the XRP Ledger, a blockchain that was created by the founders of Ripple Labs -- a fintech company that promoted its blockchain as a faster, cheaper, and more secure alternative for moving money across borders than SWIFT transfers. But in 2020, the Securities and Exchange Commission (SEC) sued Ripple for selling its XRP tokens to fund its expansion and argued that XRP should be classified as a security. As a result, Ripple lost some of its top customers and the leading crypto excha ...