Key Points XRP intends to make cross-border payments simpler, cheaper, and faster. Cross-border payments are expected to have huge growth during the next decade. XRP has often experienced major pullbacks in a short period. 10 stocks we like better than XRP › Cryptocurrency first hit the public eye with the creation of Bitcoin in January 2009. It was a huge milestone, becoming the world's first decentralized cryptocurrency. At first, Bitcoin was viewed as just another experiment for tech enthusias ...