As I've covered in previous articles , Richmond Mutual Bancorporation ( RMBI ) is a small bank that does not have any particularly competitive advantage in the regional banking space, making its investment case largely biased to its above-average Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alp ...