UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 07, 2026 LM FUNDING AMERICA, INC. (Exact name of Registrant as Specified in Its Charter) (State or Other Jurisdiction of Incorporation) 1200 West Platt Street Suite 100 Tampa, Florida 33606 Delaware 001-37605 47-3844457 (Commission File Number) (IRS Employer Identification No.) (Address ...